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Get Business & Personal Credit from ₹ 1000 up to ₹ 2 Lakhs at Low Interest Rates

KreditBee, an online loan app trusted by over 1 Crore Indians, can get you instant credit within minutes, directly transferred into your bank account. Moreover, with flexible interest rates, you can avail of loans between ₹1,000/- to ₹2,00,000/- without any hassle.

With minimal documentation and low transaction fees, you can avail easy and quick loans as well as EMI loans effortlessly.

KreditBee offers online loans between ₹1,000 to ₹2,00,000.
Interest rates range between 0% to 29.95% each year.
Tenures range between 62 days to 15 months.

Why choose us?
⇒Instant Personal Loans: Loan amounts are disbursed directly into your bank account within 15 minutes. As the process is 100% online, you can access funds anytime, anywhere.

⇒Purchasing EMIs: We provide low-interest EMI loans for a variety of categories, including purchase of electronics, travel, shopping and more. There's no need to be concerned about the cost with our simple EMIs and variable low-interest rates.

⇒Transparency: Online loans from RBI-certified NBFCs/banks are guaranteed to be transparent. We work only with certified banks. ⇒Flexible Interest Rates: We offer low-interest business loans with interest rates ranging from 0% to 29.95% each year, depending on your credit score.

Types of Loan Offerings

👉 KreditBee Card - A credit-backed, prepaid card that offers seamless cash withdrawals or online payments with a credit limit up to ₹10,000. 

👉 Flexi Personal Loan - Need to get cash urgently? We offer personal loans ranging from ₹1,000 to ₹30,000 with a short reimbursement tenure of 2-3 months in case you need urgent funds. Documentation required for this loan consists of just a PAN card and proof of address. 

👉 Personal Loan for Self-Employed - Personal Loans for Self-Employed ranges between ₹40,000 to ₹2,00,000 with flexible repayment terms from 3 to 12 months on our urgent advance application. The documentation required to avail this loan consists of a PAN card and proof of address. 

👉 Personal Loan for Salaried - Personal Loan for Salaried offers funds between ₹10,000 to ₹2,00,000 with flexible disbursement tenure ranging from 3 to 15 months. You must provide a PAN card, address proof and salary proof.

👉 Online Purchase Loan - Avail Buy Now, Pay Later EMI plans. Shop on partner platforms such as Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, GoIbibo and more. Just a PAN card and address proof is required to avail an Online Purchase Loan. 

Top Features
✔ Simple EMIs: Payback in 3-15 months at your leisure.
✔ 100% Online: The application process is completely paperless.
✔ Complete Transparency: There are no hidden costs. 
✔ Languages: Available in both Hindi and English. 

Personal Loan for Salaried Individuals (Example)
• Loan Amount: ₹50,000
• Tenure: 12-month contract
• Rate of Interest: 20% per annum
• Processing Fee: ₹1,250 (2.5%)
• Onboarding Fee for New Customers: ₹200
• GST on Onboarding and Processing Fee: ₹261
• Total Amount of Interest: ₹5,581
• EMI: ₹4,632
• APR: 23.2%
• The loan: ₹50,000. 
• The total amount disbursed: ₹48,289.
• The total amount owed on the loan: ₹55,581. 


1. You must be an Indian national. 
2. You must be over the age of 21. 
3. You must have a steady source of income on a monthly basis. 

What should you do first? 
1. Download and install the KreditBee app. 
2. Create an account. 
3. Fill out your basic information to see if you're eligible for the first level. 
4. Upload your KYC documents, which includes your ID, address proof, and PAN card. 
5. Request a money transfer or an E-voucher for your loan. 

PayRupik - Instant Personal Loan & Online Loan & Cash Loan App

Loan Amount: from ₹1000 to ₹10000

Minimum Loan Tenure: 91 days
Maximum Loan Tenure: 365 days

Maximum Annual Percentage Rate (APR): 35% per annum

Processing Fee: from ₹80 to ₹2000 depend on the loan tenure and amount
GST: 18% on the processing fee in accordance with the law and policy of India

The representative example:
For the loan amount is ₹6000 and the interest rate is 25% per annum and the tenure is 120 days, then the interest payable is calculated as follows:

Interest = ₹6000 x 25% / 365 x 120 = ₹493
Processing Fee = ₹100
GST = ₹100 x 18% = ₹18

The total repayment amount in 120 days shall be ₹6000 + ₹493 + ₹100 + ₹18 = ₹6611

APR = (₹6611 - ₹6000) / ₹6000 / 120 x 365 = 30.97%

About us:
PayRupik is an instant personal loan platform. PayRupik is a product of Sayyam Investments Pvt Ltd which is registered under RBI. PayRupik fulfills customers’ money needs completely online. PayRupik work to make sure that the application process is fast, easy and fully safe.

Any Indian individual who is more than 18 years old, and has a monthly source of income.

The minimum documents required are your Address Proof (such as Aadhaar) and Identity Proof (PAN ID). In some cases, your basic workplace details such as your Company Name, Workplace E-mail ID etc. might be required.

How it works?
1. Install the PayRupik app from the Play Store by clicking 'Install' above.
2. Register.
3. Fill in your basic details to check your eligibility. This process hardly takes 5 - 10 minutes.
4. Once eligible and consent with the agreement the money will directly credit into your Bank Account within 15 minutes.

Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

Loan in 15 minutes - instant personal loan app. No membership or upfront fee.

- Instant personal loans from ₹ 1,000 to ₹ 60,000 (PAN India)
- Terms from 61 to 365 days
- Maximum APR which includes interest rate plus fees: 35.9%
- Approval in just 30 mins at any time (yes, we are 24/7)
- Interest rate 12% per annum (1% per month)
- Processing fee starts at just ₹ 349
- No membership or upfront fees

RapidRupee is a personal loan app that offers instant loans online starting from ₹ 1,000 up to ₹ 60,000. Apply for an instant loan and receive up to ₹ 60,000 as a direct cash transfer to your bank account

Are you looking for a Salary Advance, Instant Cash, or a Personal Loan, RapidRupee ke saath #BaatBanJaye!! Get the cash you need without any credit checks, complex procedures or paperwork!

Types of Instant Loans we provide:

✓ Personal loans for salaried professionals: Salaried professionals can receive advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

✓ Small personal loans: Get quick personal loans online up to Rs. 60,000 and repay in 12 months!

✓ Cash loan: Our cash loans can help you cover everything from monthly grocery bills to children’s schools fees and even outstanding bills that need to be cleared!

✓ Loans for self-employed: We are one of the only online loan apps in India that accepts self-employed professional & salaried applicants.

Eligibility Criteria:

To get an instant loan from RapidRupee, you need to be:
o An Indian Citizen
o Aged 22-59
o Salaried/self-employed with a minimum income of 10K per month

Documents Required to avail an Instant Loan:

o Aadhaar
o Selfie

Representative cost of a RapidRupee Instant Personal Loan, including all applicable fees:

If the loan amount is ₹4,000 and the period for repayment is 90 days (three installments in 30 days each), interest is 12% p.a. with a one-time onboarding fee of ₹599, then the total cost of the loan is ₹4,000*12%*90/365 (interest calculation) + ₹599 = ₹118 + ₹599 = ₹717 and the total amount payable ₹4,717 with monthly payment ₹1,572.

Why RapidRupee? Here are some of the features of our instant loan app!

- Loan application to approval in 30 minutes
- Online loan app in India with 24/7 availability
- No credit history required
- Minimum eligible salary Rs. 10,000
- Only Aadhaar, PAN card, and selfie required
- PAN India presence
- No upfront or membership fees

Steps for agreeing a RapidRupee Instant Personal Loan:

As an instant personal loan app in India, we make it extremely easy to get a loan!

1. Download the instant loan online app and install it.
2. Fill in the simple form.
3. Upload Documents.
4. Loan Approval.
5. Receive money in your bank account in 30 minutes.

What can I do with a RapidRupee personal loan?

You can use our quick loans for any purpose you like!

✓ Monthly Groceries: Cover your grocery bills with our salary advance loans!

✓ Medical Expenses: Dealing with urgent medical expenses is easy with our hassle-free instant loans.

✓ Rent: Our finance solutions double up as salary advance loans, helping you deal with rent even if your next pay cheque is still a long way off!

✓ School Fees: Get cash loans to cover your children’s schools fees!

✓ Paying Bills: If you have mounting bills and are facing an end-of-month cash crunch, cover your outstanding bills with just a few taps - get an advance salary loan from RapidRupee!

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