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Master of online financial sharing in India, I wish you a happy life.

Loan amount: From ₹1,000 to ₹200,000
Interest rates: From 0% to 29.95% per annum
Tenure: 91 days to 15 months

Cash Advance is an Instant Personal Loan App & Credit Platform for Young Professionals across India, where you can apply for Instant Personal Loan Online & avail up to ₹2 Lakh as Direct Cash Transfer to Bank Account.

Cash Advance is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

One of our primary partner NBFCs - Krazybee Services Private Limited is a Systemically Important NBFC within the group companies carrying the Cash Advance brand.

Loan Types

Flexi Personal Loan - A flexible loan option where you can avail loans within 10 minutes as direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹50,000 for a tenure ranging from 91 days to 6 months.

Personal Loan for Salaried - A personal loan option where you can avail amounts from ₹10,000 to ₹2 Lakhs as direct bank transfer for tenure ranging from 3 to 15 months. All you need is your PAN Card, Address Proof and Salary Proof.

Online Purchase Loan - A loan option where you can Buy anything Now, Pay Later in EMIs. Via this option, you can avail E-vouchers on Cash Advance App on loan, purchase on Cash Advance's partner platforms like Flipkart, Amazon & many more through those e-vouchers, and pay later in EMIs.

Personal Loan for Salaried example:
Loan amount: Rs. 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: Rs. 1,250 (2.5%)
New customer onboarding Fee: Rs. 200
GST on Processing and Onboarding Fees: Rs. 261
Total Interest: Rs. 5,581
EMI: Rs. 4,632
APR: 23.2%
Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581

Flexi Personal Loan example:
Loan amount: Rs. 10,000
Tenure: 3 months
Interest Rate: 27% per annum
Processing Fee: Rs. 500 (5%)
GST on Processing Fees: Rs. 90
Total Interest: Rs. 453
EMI: Rs. 3,484
APR: 34%
Loan amount is Rs. 10,000. Disbursed amount is Rs. 9,410. Total loan repayment amount is Rs. 10,453

Features

1. 100% Online process
2. Fast approval
3. Immediate bank transfer

Eligibility

1. Indian resident
2. Above the age of 21 years
3. Should have monthly source of income

How to get started

1. Install Cash Advance App
2. Create your account
3. Fill your basic details to check first level eligibility
4. Upload KYC documents - ID, Address Proof & PAN card
5. Avail Loan as bank transfer or E-voucher as per your request

Fees & Charges
Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.
A small processing fee is charged for loans e.g. for low risk customers 0% - 3% of the principal, for very high-risk customers 2.5% - 7%*.
Cash Advance charges one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile.
*The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment.

Apply for a personal loan or a job, explore great offers, earn & redeem points.

Buddy Loan is not just an instant personal loan app but a one-stop solution that helps you in searching and applying for your dream job, exploring a plethora of deals and offers from brands of all sectors, and earning and redeeming points for exciting products – in addition letting you apply for an online personal loan in the most seamless manner.

It’s safe, instant and reliable!

Buddy Loan brings to you a wide pool of personal loan providers. With this, you can be rest assured to be granted a personal loan instantly, when you are in need to meet your personal financing goals. 

Buddy Loan Advantages
Personal loan amount can range from Rs. 10,000 to Rs. 15 lakhs
Interest rate starts at 11.99% p.a.
Minimum and maximum tenure can be from 6 months to 5 years

With a no-questions asked policy, you are free to use the funds to meet any of your financial requirements.

Representative Example: 
For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay:

Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360
(Line setup fee of ₹499+GST = ₹588/- to be paid before starting the credit line)
Interest = ₹7,181
EMI = ₹8,932
Total amount to be repaid after a year = ₹1,10,129/-
*Interest Rate varies based on your risk profile
The maximum Annual Interest Rate (APR) can go up to 36%
(However, only a fraction of our customers get an interest rate higher than 30% pa)

Instant Personal Loan & Credit Line app: Quick approval | 100% Paperless

Use the Money View Loans App to get instant personal loans starting from ₹10,000 up to ₹5,00,000 in just a few minutes! Our Annual Interest rates (APR) vary from 16% to 39%* & you can choose from a wide range of flexible EMI repayment plans starting from 3 months & going up to 5 years. 

Introducing Money View Card
Get a credit line card with Zero Activation or Annual Fee. Shop now & Pay later in full @0% or Easy EMIs. Get your card activated instantly!

Money View is trusted by more than 1Cr users across India.

For example, a loan of ₹50,000 with an annual interest rate (APR) of 24% and a repayment tenure of 12 months has a processing fee of ₹1,750 + ₹315 GST (No additional fee) & a monthly EMI of ₹4,728. The disbursed amount is ₹47,935 & the Total interest is ₹6,736. The total loan repayment amount is ₹56,736.

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

Easy-to-Apply Process

1. Download the Money View Loans App
2. Provide basic details & check your eligibility in 2 mins!
3. Choose your loan amount & repayment tenure
4. Complete your KYC and verify your income
5. Get the money transferred directly to your Bank A/c in a few hours!

- Serving more than 5000 locations across India
- Available in 8 Languages

Eligibility

We offer personal loans for both, Salaried & Self-Employed. Min CIBIL Score of 600 or Experian of 650. The age limit for application is 21-57yrs. Income must be received in your Bank A/c.

What makes us better?

1. Own Credit Model: Get better offers regardless of your credit score 
2. Easy EMIs: Repay in 3-60 Months at your convenience 
3. Hassle-Free: 100% Paperless application process 
4. 100% Transparent: No Hidden Charges, No Surprises!

You can also pay all your EMIs and track your entire loan repayment on our App. So, what are you waiting for? Download now!

**Few Important Things to Note**

Loan Amount: From ₹10,000 to ₹5,00,000
Repayment Duration: From 3 months to 5 years
Annual Interest Rate: From 16% - 39%*
Processing Fees: From 2% - 8%*

Now receive Personal Loan in minutes from Instant Loan App designed for Bharat

Present and available in more than 18,000 pin codes across the country, SmartCoin - India’s best small loan app, has disbursed over 2 million instant paperless loans to over 9 million happy users in the country.

You don't need to run after your friends or family anymore to loan you some quick cash. We help people avoid awkward conversations about borrowing money. So, if you are looking for a friend who will lend you money without all the talking, the formalities, and the paperwork – this is it!

You can just download the SmartCoin small loan app and get approved for an amount starting from Rs. 4,000 – it doesn’t get easier than this! We have your back with our easy and Instant Personal Loans.

Tenure: 62days to 1 year. Interest rates range from 0%-30% depending on the risk profile of the customer and product availed.

Example: If the loan amount is ₹40,000 & interest is 22% per annum with tenure of 12 months, processing fee of Rs. 750 will be charged.
The interest for 12 months would come out to be ₹4,925. The EMI per month would be ₹3,744. This would translate to a maximum APR of 23.875%. The total cost of the loan will be ₹5,678. The total amount paid back including everything at the end of the term will be ₹45,678.

Why should you use SmartCoin?

We deliver faster, better, and process your instant loan application in a flash! We believe in simplicity. No paperwork and no questions asked, because your needs are prioritized.

SmartCoin small cash loan app offers you the freedom to take control of your daily financial needs with our best instant personal loan offerings. The best online instant personal loan app is right here and this is why:

• RBI-registered NBFCs
• Minimum documentation and no collateral required
• Personalize your personal loan offer according to your needs and lifestyle
• From the application stage to repayment, it’s entirely digital
• Personal loans from ₹4000 to ₹1 Lakh
• Speedy loan disbursement – get instant loans in the blink of an eye!
• Available Pan India
• Easy & convenient repayment options
• Personal loan approval in just 5 minutes
• Funds are directly transferred to your bank account in less than a day

Who can use SmartCoin

Anyone and everyone, be it salaried professionals or business owners, can apply on our instant paperless loan app!

Whether you live in a bustling metro, a peaceful Himalayan town, or on a serene island in the Indian Ocean - we aren't joking! Get instant personal loans with SmartCoin!

How to avail funds with the best instant loan app in India:

• Install the app
• Register with a mobile number
• Upload KYC documents and check your loan eligibility
• Accept the offer and get instant loan approval for your application
• Post-approval, the best loan amount is credited to your account instantly!

Security and privacy policy

SmartCoin personal loan app ensures safety via standard security and privacy standards to protect its database. Our app is safe and secure and we do not share customer information with third parties without consent.

Recognition

Trusted by millions, SmartCoin empowers Indians by providing financial access through responsible lending with instant loans and reasonable EMI plans. SmartCoin has been recognized nationally and internationally for its efforts at Google’s Launchpad Accelerator, Global Inclusive50 by MetLife, VISA, IFC, etc.

Amount, Tenure, Fees & Charges

Instant Loan amounts range from ₹4,000 to ₹1 Lakh, Tenure: 62 days-180days. Interest rates range from 0%-30% depending on the risk profile which is equivalent to a monthly interest rate of 0%-2.5% only. There is a small processing fee that is charged for loans e.g. for low-risk customers 0%-2.5% of the principal, for very high-risk customers 4%-7%*. The charges and repayment tenures vary based on the creditworthiness and repayment ability of the customers.

Let’s connect!



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